@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700;800;900&display=swap');

  :root {
    --red: #FF3B30;
    --orange: #FF7A1A;
    --blue: #2B8CE6;
    --green: #8CC63F;
    --yellow: #F5D82E;
    --offwhite: #FBFBF9;
    --charcoal: #1E1E22;
    --greytext: #52525A;
    --cardbg: #F1F0EC;
    --bluetint: #EAF3FC;
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; scroll-padding-top: 96px; }
  body {
    font-family: 'Poppins', Arial, sans-serif;
    background: var(--offwhite);
    color: var(--charcoal);
    overflow-x: hidden;
  }

  .rainbow-bar {
    height: 6px; width: 100%;
    background: linear-gradient(90deg, var(--red) 0%, var(--orange) 25%, var(--blue) 55%, var(--green) 78%, var(--yellow) 100%);
  }

  a { text-decoration: none; }

  .wrap { max-width: 1080px; margin: 0 auto; padding: 0 32px; }

  /* ---------- HEADER / NAV ---------- */
  .site-header {
    position: sticky; top: 0; z-index: 200;
    background: var(--offwhite);
    box-shadow: 0 1px 0 rgba(30,30,34,0.08);
  }
  .nav { position: relative; padding: 14px 0; }
  .nav .wrap { max-width: 1200px; display: flex; align-items: center; gap: 28px; width: 100%; }

  .brand { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
  .brand img { height: 40px; width: auto; display: block; }
  .brand .biz { font-size: 11px; font-weight: 700; letter-spacing: 2.5px; color: var(--charcoal); }

  .nav-menu { display: flex; align-items: center; gap: 28px; margin-left: auto; }

  .nav-links { list-style: none; display: flex; align-items: center; gap: 26px; }
  .nav-links a {
    position: relative; display: block; padding: 8px 0; white-space: nowrap;
    font-size: 12px; font-weight: 700; letter-spacing: 1.4px; text-transform: uppercase;
    color: var(--charcoal); transition: color .18s ease;
  }
  .nav-links a::after {
    content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 2.5px; border-radius: 2px;
    background: linear-gradient(90deg, var(--red) 0%, var(--orange) 30%, var(--blue) 62%, var(--green) 82%, var(--yellow) 100%);
    transform: scaleX(0); transform-origin: left; transition: transform .22s ease;
  }
  .nav-links a:hover { color: var(--blue); }
  .nav-links a:hover::after, .nav-links a.is-active::after { transform: scaleX(1); }
  .nav-links a.is-active { color: var(--blue); }

  .nav-cta {
    padding: 11px 22px; border-radius: 40px; font-weight: 700; font-size: 13.5px;
    background: linear-gradient(90deg, var(--red) 0%, var(--orange) 30%, var(--blue) 62%, var(--green) 82%, var(--yellow) 100%);
    color: #fff; white-space: nowrap; flex-shrink: 0;
  }

  /* hamburger */
  .nav-toggle {
    display: none; margin-left: auto; flex-direction: column; justify-content: center; gap: 5px;
    width: 44px; height: 40px; padding: 0 9px; border: 0; border-radius: 10px;
    background: transparent; cursor: pointer;
  }
  .nav-toggle span {
    display: block; height: 2.5px; width: 100%; border-radius: 2px; background: var(--charcoal);
    transition: transform .25s ease, opacity .2s ease;
  }
  .nav-toggle.open span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
  .nav-toggle.open span:nth-child(2) { opacity: 0; }
  .nav-toggle.open span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }


  /* ---------- SERVICES DROPDOWN ---------- */
  .sr-only {
    position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
    overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
  }

  .nav-links .has-sub { position: relative; }
  .nav-links .has-sub > a { display: inline-flex; align-items: center; gap: 6px; }

  /* chevron */
  .chev {
    width: 7px; height: 7px; flex-shrink: 0;
    border-right: 2px solid currentColor; border-bottom: 2px solid currentColor;
    transform: rotate(45deg) translateY(-1px);
    transition: transform .2s ease;
  }
  .has-sub:hover > a .chev,
  .has-sub:focus-within > a .chev { transform: rotate(225deg) translateY(-1px); }

  /* the toggle button is only needed once the menu stacks on mobile */
  .sub-toggle { display: none; }

  .sub-menu {
    list-style: none; position: absolute; top: calc(100% + 12px); left: -14px;
    min-width: 268px; padding: 10px; border-radius: 16px;
    background: #fff; border: 1px solid #ECECE7;
    box-shadow: 0 18px 40px rgba(30,30,34,0.14);
    opacity: 0; visibility: hidden; transform: translateY(6px);
    transition: opacity .18s ease, transform .18s ease, visibility .18s ease;
    z-index: 300;
  }
  /* invisible bridge so the panel survives the gap under the link */
  .sub-menu::before { content: ''; position: absolute; left: 0; right: 0; top: -14px; height: 14px; }

  .has-sub:hover > .sub-menu,
  .has-sub:focus-within > .sub-menu { opacity: 1; visibility: visible; transform: none; }

  .sub-menu a {
    display: block; padding: 9px 12px; border-radius: 9px;
    font-size: 13px; font-weight: 600; letter-spacing: 0; text-transform: none;
    color: var(--charcoal); white-space: nowrap;
    transition: background .15s ease, color .15s ease;
  }
  .sub-menu a::after { display: none; }   /* no gradient underline in here */
  .sub-menu a:hover { background: var(--bluetint); color: var(--blue); }
  .sub-menu a.is-current { color: var(--blue); background: var(--bluetint); }

  .sub-menu .sub-sep { height: 1px; margin: 8px 12px; background: #EDECE7; }
  .sub-menu .sub-all { font-size: 11.5px; font-weight: 700; letter-spacing: 0.8px;
                       text-transform: uppercase; color: var(--greytext); }
  .sub-menu .sub-all:hover { color: var(--blue); }

  /* ---------- HERO ---------- */
  .hero { position: relative; background: var(--charcoal); overflow: hidden; padding: 72px 0 84px 0; }
  .blob { position: absolute; border-radius: 50%; }
  .hero .blob-red    { width: 260px; height: 260px; background: var(--red);    top: -150px; left: -140px; opacity: 0.9; }
  .hero .blob-yellow { width: 220px; height: 220px; background: var(--yellow); top: -110px; right: -60px; opacity: 0.9; }
  .hero .blob-blue   { width: 200px; height: 200px; background: var(--blue);   bottom: -120px; left: 30%; opacity: 0.55; }
  .hero .wrap { position: relative; z-index: 2; text-align: center; }
  .eyebrow {
    display: inline-flex; padding: 8px 22px; border-radius: 24px; margin-bottom: 26px;
    background: linear-gradient(90deg, var(--red) 0%, var(--orange) 30%, var(--blue) 62%, var(--green) 82%, var(--yellow) 100%);
    color: #fff; font-weight: 700; font-size: 12.5px; letter-spacing: 2px;
  }
  .hero h1 { font-size: 46px; font-weight: 800; color: #fff; line-height: 1.16; letter-spacing: -1px; max-width: 760px; margin: 0 auto; }
  .hero h1 .hl { color: var(--blue); }
  .hero .sub { margin: 22px auto 0 auto; font-size: 17.5px; font-weight: 500; color: #C7C7CC; line-height: 1.55; max-width: 620px; }
  .hero .sub2 { margin-top: 14px; font-size: 13.5px; font-style: italic; color: #8B8B92; }
  .hero-local { margin-top: 18px; font-size: 13px; color: #9A9AA2; letter-spacing: 0.2px; }
  .hero-local b { color: #D8D8DE; font-weight: 600; }
  .hero-ctas { margin-top: 34px; display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
  .btn-primary {
    padding: 16px 34px; border-radius: 44px; font-weight: 700; font-size: 15.5px;
    background: linear-gradient(90deg, var(--red) 0%, var(--orange) 30%, var(--blue) 62%, var(--green) 82%, var(--yellow) 100%);
    color: #fff; box-shadow: 0 10px 26px rgba(0,0,0,0.28);
  }
  .btn-outline { padding: 16px 34px; border-radius: 44px; font-weight: 700; font-size: 15.5px; border: 1.5px solid rgba(255,255,255,0.35); color: #fff; }

  /* ---------- SECTIONS ---------- */
  section { padding: 76px 0; }
  section.tight { padding: 56px 0; }
  .section-head { text-align: center; max-width: 660px; margin: 0 auto 46px auto; }
  .section-head .eyebrow { margin-bottom: 20px; }
  .section-head h2 { font-size: 33px; font-weight: 800; letter-spacing: -0.5px; line-height: 1.22; }
  .section-head h2 .hl { color: var(--blue); }
  .section-head p { margin-top: 14px; font-size: 15px; color: var(--greytext); line-height: 1.55; }
  .on-dark { color: #fff; }
  .on-dark .section-head p { color: #C7C7CC; }

  /* ---------- ICON ROW GRID (problems / count-on) ---------- */
  .icon-grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 30px 44px; max-width: 880px; margin: 0 auto; }
  .icon-row { display: flex; align-items: flex-start; gap: 18px; }
  .icon-circle {
    flex-shrink: 0; width: 52px; height: 52px; border-radius: 50%;
    display: flex; align-items: center; justify-content: center; box-shadow: 0 8px 18px rgba(0,0,0,0.12);
  }
  .icon-circle img { width: 24px; height: 24px; display: block; }
  .icon-row .rtitle { font-size: 16px; font-weight: 700; margin-bottom: 4px; }
  .icon-row .rbody { font-size: 13.5px; color: var(--greytext); line-height: 1.5; }
  .on-dark .icon-row .rbody { color: #B9B9C0; }

  /* ---------- NOT A BROKER STRIP ---------- */
  .distinction {
    max-width: 780px; margin: 40px auto 0 auto; text-align: center;
    font-size: 15.5px; font-style: italic; color: #C7C7CC; line-height: 1.6;
  }
  .distinction b { color: #fff; font-style: normal; }

  /* ---------- PRICING CARDS ---------- */
  .pkg-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; max-width: 980px; margin: 0 auto; align-items: stretch; }
  .pkg-card {
    background: #fff; border-radius: 20px; padding: 32px 28px; display: flex; flex-direction: column;
    box-shadow: 0 4px 18px rgba(30,30,34,0.06); border: 1px solid #ECECE7; position: relative;
  }
  .pkg-card.featured { border: 2px solid var(--blue); box-shadow: 0 14px 30px rgba(43,140,230,0.16); }
  .pkg-badge {
    position: absolute; top: -14px; left: 50%; transform: translateX(-50%);
    background: var(--blue); color: #fff; font-size: 10.5px; font-weight: 700; letter-spacing: 1.2px;
    padding: 6px 16px; border-radius: 20px; white-space: nowrap;
  }
  .pkg-icon {
    width: 46px; height: 46px; border-radius: 50%; display: flex; align-items: center; justify-content: center; margin-bottom: 18px;
  }
  .pkg-icon img { width: 21px; height: 21px; }
  .pkg-card h3 { font-size: 19px; font-weight: 800; margin-bottom: 6px; }
  .pkg-hours { font-size: 12px; font-weight: 700; color: var(--blue); margin-top: 4px; letter-spacing: 0.3px; }
  .pkg-for { margin-top: 12px; font-size: 12.5px; color: var(--greytext); line-height: 1.5; min-height: 54px; }
  .pkg-list { list-style: none; margin-top: 14px; flex: 1; }
  .pkg-list li {
    font-size: 12.5px; color: #3A3A40; line-height: 1.5; padding-left: 20px; position: relative; margin-bottom: 8px;
  }
  .pkg-list li::before {
    content: ''; position: absolute; left: 0; top: 5px; width: 10px; height: 10px; border-radius: 50%;
    background: linear-gradient(135deg, var(--blue), var(--green));
  }
  .pkg-cta {
    margin-top: 20px; display: block; text-align: center; padding: 11px 0; border-radius: 40px; font-weight: 700; font-size: 13px;
    background: var(--charcoal); color: #fff;
  }
  .pkg-card.featured .pkg-cta {
    background: linear-gradient(90deg, var(--red) 0%, var(--orange) 30%, var(--blue) 62%, var(--green) 82%, var(--yellow) 100%);
  }
  .pkg-adhoc {
    max-width: 780px; margin: 22px auto 0 auto; text-align: center; font-size: 13.5px; color: var(--greytext);
    background: var(--cardbg); border-radius: 14px; padding: 16px 24px;
  }
  .pkg-adhoc b { color: var(--charcoal); }

  /* ---------- PROCURE-ACROSS GRID ---------- */
  .procure-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 22px; max-width: 980px; margin: 0 auto; }
  .procure-item { text-align: center; }
  .procure-item .icon-circle { margin: 0 auto 14px auto; }
  .procure-item .ptitle { font-size: 14px; font-weight: 700; }
  .procure-item .pbody { font-size: 11.5px; color: #B9B9C0; margin-top: 4px; line-height: 1.4; }
  .procure-more {
    max-width: 700px; margin: 46px auto 0 auto; text-align: center;
    font-size: 15.5px; color: #C7C7CC; line-height: 1.6;
  }
  .procure-more b { color: var(--yellow); font-weight: 700; }

  /* ---------- SIX-PHASE PROCESS ---------- */
  .steps6 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; max-width: 960px; margin: 0 auto; }
  .step-card { background: var(--cardbg); border-radius: 18px; padding: 26px 22px; }
  .step-card .num {
    width: 32px; height: 32px; border-radius: 50%; color: #fff; font-weight: 800; font-size: 14px;
    display: flex; align-items: center; justify-content: center; margin-bottom: 14px;
  }
  .step-card .stitle { font-size: 15px; font-weight: 700; margin-bottom: 6px; }
  .step-card .sbody { font-size: 12.5px; color: var(--greytext); line-height: 1.5; }

  /* ---------- ACCREDITATIONS ---------- */
  .iso-row {
    display: flex; justify-content: center; align-items: center;
    gap: 30px; flex-wrap: wrap; max-width: 940px; margin: 0 auto;
  }
  .iso-row img { height: 92px; width: auto; display: block; }
  .accred-note { margin-top: 32px; text-align: center; font-size: 12.5px; color: #8B8B92; letter-spacing: 0.2px; }
  .accred-note b { color: #fff; font-weight: 600; }

  .accred-row { display: flex; justify-content: center; gap: 46px; flex-wrap: wrap; max-width: 900px; margin: 0 auto; }
  .accred-item { text-align: center; max-width: 170px; }
  .accred-item .atitle { font-size: 13px; font-weight: 700; color: #fff; }
  .accred-item .asub { font-size: 11px; color: #8B8B92; margin-top: 3px; line-height: 1.4; }

  /* ---------- PROMISE QUOTE ---------- */
  .promise-quote {
    max-width: 720px; margin: 0 auto; font-size: 20px; font-style: italic; font-weight: 500;
    line-height: 1.55; text-align: center; color: var(--charcoal);
  }

  /* ---------- FINAL CTA ---------- */
  .final-cta { background: var(--charcoal); position: relative; overflow: hidden; text-align: center; padding: 84px 0; }
  .final-cta .blob-a { width: 220px; height: 220px; background: var(--red); top: -120px; right: -80px; opacity: 0.8; }
  .final-cta .blob-b { width: 200px; height: 200px; background: var(--green); bottom: -110px; left: -80px; opacity: 0.7; }
  .final-cta .wrap { position: relative; z-index: 2; }
  .final-cta img.logo { height: 56px; margin: 0 auto 28px auto; display: block; }
  .final-cta h2 { color: #fff; font-size: 30px; font-weight: 800; max-width: 580px; margin: 0 auto; line-height: 1.28; }
  .final-cta .contact-line { margin-top: 26px; font-size: 15px; font-weight: 600; color: #E8E8EC; }
  .final-cta .contact-line a { color: #fff; border-bottom: 1px solid rgba(255,255,255,0.35); }
  .final-cta .tagline { margin-top: 30px; font-size: 13px; font-style: italic; color: #8B8B92; }

  /* ---------- FOOTER ---------- */
  footer { padding: 30px 0 26px 0; border-top: 1px solid #E8E7E2; }
  footer .fbar { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 18px; }
  footer .fbrand { display: flex; align-items: center; gap: 8px; }
  footer .fbrand img { height: 24px; }
  footer .fbrand span { font-size: 10px; font-weight: 700; letter-spacing: 2px; color: var(--greytext); }

  /* social icons */
  footer .fsocial { display: flex; align-items: center; gap: 10px; }
  footer .fsocial .follow {
    font-size: 10px; font-weight: 700; letter-spacing: 2px; color: #A2A2A8; margin-right: 4px;
  }
  .soc {
    width: 36px; height: 36px; border-radius: 50%; flex-shrink: 0;
    display: flex; align-items: center; justify-content: center;
    background: var(--cardbg); color: var(--greytext);
    transition: background .2s ease, color .2s ease, transform .2s ease;
  }
  .soc svg { width: 16px; height: 16px; fill: currentColor; display: block; }
  .soc:hover { color: #fff; transform: translateY(-2px); }
  .soc-li:hover { background: #0A66C2; }
  .soc-fb:hover { background: #1877F2; }
  .soc-ig:hover { background: linear-gradient(45deg, #FEDA75 0%, #FA7E1E 25%, #D62976 55%, #962FBF 78%, #4F5BD5 100%); }

  /* legal links */
  footer .flegal {
    margin-top: 22px; padding-top: 20px; border-top: 1px solid #F0EFEA;
    display: flex; justify-content: center; align-items: center;
    flex-wrap: wrap; gap: 10px 26px;
  }
  footer .flegal a {
    position: relative; font-size: 11.5px; font-weight: 600; color: var(--greytext);
    transition: color .18s ease;
  }
  footer .flegal a:hover { color: var(--blue); }
  footer .flegal a + a::before {
    content: ''; position: absolute; left: -13px; top: 50%; transform: translateY(-50%);
    width: 3px; height: 3px; border-radius: 50%; background: #D3D2CC;
  }

  footer .freg {
    margin-top: 16px; font-size: 10.5px; color: #A2A2A8; text-align: center;
  }

  /* ---------- RESPONSIVE ---------- */
  /* --- compact bar: keeps all five links on one row as the window narrows --- */
  @media (max-width: 1120px) {
    .nav .wrap { gap: 18px; }
    .nav-menu { gap: 20px; }
    .nav-links { gap: 18px; }
    .nav-links a { font-size: 11.5px; letter-spacing: 1px; }
    .nav-cta { padding: 10px 18px; font-size: 12.5px; }
  }

  @media (max-width: 960px) {
    .brand .biz { display: none; }          /* logo alone - buys back ~140px */
    .nav-links { gap: 14px; }
    .nav-links a { letter-spacing: 0.6px; }
    .nav-cta { padding: 9px 15px; font-size: 11.5px; }
  }

  /* --- only now fall back to the hamburger --- */
  @media (max-width: 800px) {
    .nav-toggle { display: flex; }
    .nav-menu {
      display: none; position: absolute; top: 100%; left: 0; right: 0;
      flex-direction: column; align-items: stretch; gap: 0;
      background: var(--offwhite); border-top: 1px solid #E8E7E2;
      padding: 6px 32px 24px 32px;
      box-shadow: 0 20px 34px rgba(30,30,34,0.12);
    }
    .nav-menu.open { display: flex; }
    .nav-links { flex-direction: column; align-items: stretch; gap: 0; width: 100%; }
    .nav-links a { padding: 15px 2px; font-size: 13px; letter-spacing: 1.4px; border-bottom: 1px solid #EDECE7; }
    .nav-links a::after { display: none; }
    .brand .biz { display: inline; }        /* room again once links are stacked */
    .nav-cta { margin-top: 20px; text-align: center; padding: 14px 22px; font-size: 13.5px; }
    /* --- services submenu becomes an accordion once the nav stacks --- */
    .nav-links .has-sub { display: flex; flex-wrap: wrap; align-items: center; }
    .nav-links .has-sub > a { flex: 1; border-bottom: 0; }
    .nav-links .has-sub > a .chev { display: none; }

    .sub-toggle {
      display: flex; align-items: center; justify-content: center;
      width: 44px; height: 44px; padding: 0; border: 0; border-radius: 10px;
      background: transparent; color: var(--charcoal); cursor: pointer;
    }
    .sub-toggle .chev { width: 8px; height: 8px; }
    .has-sub.open .sub-toggle .chev { transform: rotate(225deg) translateY(-1px); }

    /* the whole row keeps one bottom border, not two */
    .nav-links .has-sub { border-bottom: 1px solid #EDECE7; }

    .sub-menu {
      display: none; position: static; opacity: 1; visibility: visible; transform: none;
      width: 100%; min-width: 0; margin: 0 0 12px 0; padding: 6px 0 6px 12px;
      background: transparent; border: 0; border-left: 2px solid #E4E3DD;
      border-radius: 0; box-shadow: none; transition: none;
    }
    .sub-menu::before { display: none; }
    .has-sub.open .sub-menu { display: block; }
    .sub-menu a { padding: 11px 10px; font-size: 13px; white-space: normal; }
    .sub-menu .sub-sep { margin: 6px 10px; }

  }

  @media (max-width: 900px) {
    .procure-grid { grid-template-columns: repeat(3, 1fr); }
  }
  @media (max-width: 760px) {
    .wrap { padding: 0 20px; }
    .nav-menu { padding: 6px 20px 24px 20px; }
    .brand img { height: 34px; }
    .brand .biz { font-size: 10px; letter-spacing: 2px; }
    .hero { padding: 56px 0 64px 0; }
    .hero h1 { font-size: 30px; }
    .hero .sub { font-size: 15.5px; }
    section { padding: 56px 0; }
    .section-head h2 { font-size: 24px; }
    .icon-grid2 { grid-template-columns: 1fr; gap: 24px; }
    .pkg-grid { grid-template-columns: 1fr; }
    .pkg-card.featured { order: -1; }
    .procure-grid { grid-template-columns: repeat(2, 1fr); }
    .steps6 { grid-template-columns: 1fr; }
    .iso-row { flex-direction: column; gap: 16px; }
    .iso-row img { height: 74px; }
    .accred-row { gap: 24px; }
    footer .flegal { gap: 8px 18px; }
    footer .flegal a + a::before { left: -10px; }
    .promise-quote { font-size: 17px; }
    .final-cta h2 { font-size: 24px; }
    footer .fbar { flex-direction: column; text-align: center; gap: 20px; }
    footer .freg { text-align: center; line-height: 1.6; }
  }

  /* ============================================================
     PARTNER NETWORK PAGE
     ============================================================ */

  /* ---------- BENEFIT CARDS ---------- */
  .ben-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; max-width: 980px; margin: 0 auto; }
  .ben-card {
    background: #fff; border: 1px solid #ECECE7; border-radius: 20px; padding: 30px 26px;
    box-shadow: 0 4px 18px rgba(30,30,34,0.06);
  }
  .ben-card .icon-circle { margin-bottom: 18px; }
  .ben-card h3 { font-size: 17px; font-weight: 800; margin-bottom: 9px; line-height: 1.3; }
  .ben-card p { font-size: 13.5px; color: var(--greytext); line-height: 1.6; }

  /* ---------- CATEGORY CHIPS ---------- */
  .cat-grid {
    display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px;
    max-width: 900px; margin: 0 auto;
  }
  .cat-chip {
    background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.13);
    border-radius: 14px; padding: 16px 18px; text-align: center;
    font-size: 13px; font-weight: 600; color: #E8E8EC; line-height: 1.4;
  }
  .cat-note {
    max-width: 700px; margin: 26px auto 0 auto; text-align: center;
    font-size: 13.5px; font-style: italic; color: #9A9AA2; line-height: 1.6;
  }
  .cat-note b { color: var(--yellow); font-style: normal; font-weight: 700; }

  /* ---------- VALUES ---------- */
  .val-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; max-width: 940px; margin: 0 auto; }
  .val-item { text-align: left; }
  .val-item .vnum {
    width: 34px; height: 34px; border-radius: 50%; color: #fff; font-weight: 800; font-size: 14px;
    display: flex; align-items: center; justify-content: center; margin-bottom: 15px;
  }
  .val-item h3 { font-size: 16px; font-weight: 700; margin-bottom: 7px; }
  .val-item p { font-size: 13.5px; color: var(--greytext); line-height: 1.6; }

  /* ---------- COMMERCIAL (no figures) ---------- */
  .comm-wrap {
    max-width: 860px; margin: 0 auto;
    display: grid; grid-template-columns: 1fr 1fr; gap: 22px;
  }
  .comm-card {
    background: var(--cardbg); border-radius: 18px; padding: 28px 26px; border: 1px solid #E7E6E0;
  }
  .comm-card .clabel {
    font-size: 10.5px; font-weight: 700; letter-spacing: 1.4px; color: var(--blue); margin-bottom: 12px;
  }
  .comm-card h3 { font-size: 17px; font-weight: 800; margin-bottom: 9px; line-height: 1.32; }
  .comm-card p { font-size: 13.5px; color: var(--greytext); line-height: 1.62; }
  .comm-note {
    max-width: 780px; margin: 26px auto 0 auto; padding: 22px 28px; text-align: center;
    background: var(--bluetint); border: 1px solid #D3E6F9; border-radius: 16px;
    font-size: 14.5px; color: #2E2E34; line-height: 1.62;
  }
  .comm-note b { color: var(--charcoal); font-weight: 700; }
  .comm-cta { text-align: center; margin-top: 28px; }
  .comm-cta .btn-dark {
    display: inline-block; padding: 15px 32px; border-radius: 44px;
    background: var(--charcoal); color: #fff; font-weight: 700; font-size: 14.5px;
  }

  /* ---------- JOIN STEPS ---------- */
  .join-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; max-width: 900px; margin: 0 auto 34px auto; }
  .join-card {
    background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.12);
    border-radius: 18px; padding: 26px 24px; text-align: left;
  }
  .join-card .jnum {
    width: 32px; height: 32px; border-radius: 50%; color: #fff; font-weight: 800; font-size: 14px;
    display: flex; align-items: center; justify-content: center; margin-bottom: 14px;
  }
  .join-card h3 { font-size: 15.5px; font-weight: 700; color: #fff; margin-bottom: 7px; }
  .join-card p { font-size: 13px; color: #B9B9C0; line-height: 1.55; }

  /* ---------- PARTNER RESPONSIVE ---------- */
  @media (max-width: 900px) {
    .ben-grid { grid-template-columns: 1fr; }
    .cat-grid { grid-template-columns: repeat(2, 1fr); }
    .val-grid { grid-template-columns: 1fr; gap: 24px; }
    .join-grid { grid-template-columns: 1fr; }
  }
  @media (max-width: 760px) {
    .comm-wrap { grid-template-columns: 1fr; }
    .comm-note { padding: 20px 20px; font-size: 13.5px; }
  }